Others can as well.
If you’re the owner of both the fallen tree and the vehicle, your homeowners insurance policy likely won't cover the damage to your car. If the tree that fell on your car belongs to a neighbor, in many cases, you would likely still rely on the comprehensive coverage in your auto insurance policy.
But, your neighbor's homeowners insurance policy may help cover the damage if it can be proved that the tree fell Estimated Reading Time: 4 mins. Apr 19, Okay, all that is to say that liability insurance doesn’t cover you if a tree falls on your car.

However, comprehensive coverage generally does. It’s one of the coverages that will Estimated Reading Time: 5 mins. Sep 17, If you only have minimum coverage on your car, your insurance likely won't cover damage caused to your car by a tree.
Comprehensive coverage will repair damages to your car caused by fallen trees, plus hail damage. If you collide with a fallen tree while driving, this will be covered by your collision coverage bushfell.clubted Reading Time: 4 mins.
Apr 02, If your car is hit by a tree, your comprehensive insurance should cover it. But it could depend on where the tree is located.
Comprehensive auto insurance covers your car if it is damaged by a falling tree. This is likely the insurance coverage you will be dealing with to get your car repaired. Sep 26, Their property liability insurance might cover the damage. The same protection might apply if a tree in a business parking lot falls on the vehicle. Commercial liability insurance might cover your damage.
Following damage, contact your insurance agent at Estimated Reading Time: 3 mins.